Chloe O

Why You Need a Divorce Team, Not Just a Lawyer
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Why You Need a Divorce Team, Not Just a Lawyer

chloe-o-contributor
Chloe O.
Alternative Dispute Resolution professional and Certified Divorce Coach
The Divorce and Separation Coach

When people think about divorce, the first professional who comes to mind is usually a lawyer. That is natural, since divorce has an important legal dimension. But relying on one person to guide you through every aspect of divorce is a common mistake. 

I made this mistake myself. During my divorce, my “team” consisted of my lawyer and my parents. I did not know that other professionals could support me. As a result, I agreed to financial arrangements without understanding their long-term consequences. Over time, they proved unsustainable and led to repeated renegotiations, which caused unnecessary conflict.

Divorce affects your finances, your emotional wellbeing, your children, and your long-term future. My experience taught me (the hard way!) that no single professional can provide expert support in all these areas. That is why building a divorce team is one of the most important steps you can take.

Avoiding the “one-person trap”

Money is often the greatest concern when people are separating. Many hesitate to hire more than one professional, worried about costs. Yet the unintended consequence is that they lean on their lawyer for everything: financial advice, emotional support, and sometimes even parenting guidance. This is not only expensive, but also ineffective.

Think of it like surgery on your back. You would need a surgeon, of course, but also a nurse, an anaesthetist, and afterwards a physiotherapist to get you back on your feet. Divorce is no different. You need different professionals working together to ensure every aspect is handled properly: a lawyer for legal advice, a financial adviser for money matters, a divorce coach to help you make the right decisions every step of the way, and emotional support to keep you grounded.

The professionals to consider

A divorce team does not look the same for everyone. The right mix of professionals will depend on your situation. Here are some of the key roles:

  • Lawyer – Advises on your legal rights, prepares divorce documentation, and, if necessary, represents you in court. Some lawyers specialise in areas such as high net worth cases, domestic abuse, or international divorce. Even in countries where a lawyer is not legally required, it is still wise to consult one to ensure your agreement is solid.
  • Family mediator – Works with both partners to negotiate terms, from property division to parenting arrangements. A mediator is impartial and helps keep discussions constructive.
  • Divorce coach – Helps you focus on your future goals, make clear decisions, and approach negotiations with confidence. A coach also provides practical guidance and emotional steadiness.
  • Therapist – Supports you in understanding what went wrong in the relationship, addressing trauma, and maintaining mental health.
  • Financial adviser – Reviews your assets, debts, and income, models long-term implications of settlement proposals, and helps you plan for financial stability after divorce.

While one person may cover two roles, expecting them to manage everything leaves serious gaps.

Choosing the right lawyer

Selecting the right lawyer is one of the most important decisions you will make. Too often people choose based only on price or convenience. One client of mine instructed a lawyer because he was “cheap”. Fifteen months later, she had spent tens of thousands of pounds with no progress and little trust in his advice. She eventually changed lawyers and finally moved forward.

When choosing a lawyer, consider:

  • Do they have experience with your type of case?
  • How do they communicate and how quickly will they respond?
  • Will your case be handled by them personally or mostly by a junior associate?
  • What is their approach to resolving disputes out of court?
  • Can they give you realistic visibility of likely legal costs?

If your divorce involves more than one country, you will also need someone with expertise in international divorce. Look for a lawyer who understands both jurisdictions, speaks your language, and has a network of international advisers, such as tax specialists and immigration lawyers.

How to build your divorce team

A simple exercise can help you identify where you need support. Picture a five-pointed star, with each point representing one area of support: legal, financial, emotional, practical, and personal. Write down the person or professional covering each area. One person can cover two—but no more. If you see gaps, you will know where to add expertise.

This keeps your support balanced and prevents overloading one professional or family member. Your aim is to create a well-rounded team that can carry you through divorce and beyond.

Final thoughts

Divorce is one of life’s most complex transitions. Going through it with only one professional is like attempting surgery with only a surgeon and no nurse or anaesthetist—it is simply not enough. By building a divorce team, you ensure that every dimension—legal, financial, emotional, and practical—is addressed properly.

It may feel like a bigger investment at the start, but a coordinated divorce team saves time, money, and stress in the long run. More importantly, it helps you build a stronger foundation for the next chapter of your life.

Read more articles by Chloe O.

About Chloe O.

“My name is Chloe O., I am an Alternative Dispute Resolution (ADR) professional and a Certified Divorce Coach. I specialise in working with women to help them reduce conflict during and after divorce by improving their negotiation and communication skills with their spouse. The objective is to work towards an amicable divorce outcome in order to minimise the emotional and financial cost of divorce. I work with all types of clients but I have extensive experience in supporting expatriates and international families who are dealing with the unique situation of living abroad during and after their divorce, with limited local family support, language barriers and relocation considerations.”

For more information about my work and services (including my Podcastsnewslettermyth-buster videos…), you can visit my website and/or follow me on InstagramFacebook or LinkedIn.

Navigating International Divorce – TDM Expert Interviews
Thumbnail for the YouTube Video "Navigating International Divorce: Challenges and Strategies - TDM Expert Interviews (EP. 12) Chloe O"
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Navigating International Divorce – TDM Expert Interviews

chloe-o-contributor
Chloe O.
Alternative Dispute Resolution professional and Certified Divorce Coach
The Divorce and Separation Coach

Introducing the latest transcript blog featuring an insightful interview with Chloe O., an experienced divorce coach specialising in international divorce. In this insightful interview, Chloe shares her expert knowledge on what international divorces are, the unique challenges they pose, and how to navigate them effectively. From dealing with cultural differences and cross-border legal systems to managing emotional stress, Chloe offers invaluable advice on making the process as amicable as possible.

Join us as we explore the common issues that arise in international divorces and practical strategies to help individuals maintain clarity, focus, and resilience during this complex journey.

Read on for the full transcript of our interview, “Navigating International Divorce: Challenges and Strategies.”

 

[Music]

Hello everybody, thank you so much for joining us again on The Divorce Magazine YouTube channel or on the website if that’s where you’re watching it. My name is Dr Soila, I’m the founding editor of The Divorce Magazine, it’s been running for, over 10 years, let’s put it that way, and um, today we have Chloe and um, Chloe has contributed to The Divorce Magazine quite a bit so we like that. Um, really interesting, and extremely informative content that you have sent to us so, if you haven’t met Chloe, please look her up on The Divorce Magazine or, on her Instagram.

Anyway she’ll tell us where to find her at the end of this um, interview so, Chloe is a mum of two pre-teen girls, and has been helping people through divorce and separation for over a decade now since her own um, divorce. I’m introducing you Chloe, I hope that’s okay? She was born in Paris, to a French father and uh, an American mother, and she’s been living in the UK for the past 15 years and is a very active um, member of the expert community.

Um, she has personally experienced divorce twice, um, the first from her father, the father of her children after six years of marriage, and the second divorce was also from the father of her children but in a very different context, where he needed to move abroad suddenly, and um, and that brought up all other issues that that um, included financial issues and child arrangement seeing as they would be living in different countries so the whole thing, kind of was brought up again is that right Chloe? Yeah, and that was a second experience, so given this story um, it’s not surprising the direction that Chloe took, which is to become a non-court dispute resolution, res, resolution professional and a certified divorce coach.

She now dedicates her time as you will see here and in other context uh, she dedicates her time to something particularly purposeful to her, which is supporting others through one of the most difficult and stressful life transitions that they can ever experience in their lives. So welcome Chloe, and, thank you so much for having me, pleasure, for coming and being with us today.

So I’m going to do this a little bit differently than I do with, with other um, interviews. I’ll ask you, tell us about your work, and what it entails. Yeah, so divorce coaches are, are a fairly new um, profession in the UK. Quite established in the US, it really depends on where you are in the world. But basically we insert ourselves between the work of a therapist, and the work of a lawyer. Our, our objective is to support people through the journey of divorce, from one end to the other ideally, and to be there really as their thinking partner, because there are thousands and thousands of decisions that need to be made um, in the context of your divorce and they’re not necessarily legal decisions.

So I work a lot with expat, there’s decisions with regards to which country they want to live in after divorce um, how are they’re going to arrange um, for their children to see both parents if they’re in different countries um, all the questions are around whether the settlement discussions are working the way they want and whether they’re, they can accept the proposals that their ex is making for them, to them. So there’s a lot of different issues that come up and that require some proper thinking. And your friends and family can be really helpful, but they’re not professional, they’re not trained um, I bring that specific training specifically around conflict management and negotiation skills. So my objective is to help my clients to divorce out of court, to reach agreements amicably, doesn’t mean they’re best friends, it means they do it collaboratively. And so I coach them through communication methods, negotiation strategies, and overall how to limit the conflict, so that the divorce can be as fast, as cheap, and as conflict free as possible.

And that can’t be easy because we already know because I’ve been through divorce myself, and we already know just how emotional, people can get when they’re going through divorce and what emotions can, arise in them and how, that can just bring the whole process to unravel and become quite conflictual. Yeah. Absolutely and big part of my job is helping people to identify these emotions, recognise and accept them, but also to make sure that they don’t tint their decision-making.

So the processes around fact-based decisions, because those are decisions you’re going to have to live with for quite a while after your divorce um, you want to make sure that they’re not made in the spur of the moment based on, on short-term emotions, but that they’re really thought through, and that you’ve, you know, compared those decisions to your long-term objectives, and to your children’s wellbeing needs. Yeah, yeah.

So today we’re looking at international divorces um, yes, which actually is so important because the world has become so small, it’s not a big, big world where trouble was much more complicated now it’s so much easier to travel and to settle in different parts of the world.

What is the process when going through an international divorce?

So why don’t you talk us through what you, what you have found or what the process is when you’re working with people who are going through or might end up going through an international divorce. Yeah, well I mean I think in general, you know, an expatriation or a national marriage all amazing opportunities, you get to learn about someone else’s culture, you get to go live in a new country, and discover a whole new world of, of opportunities new ways of thinking. What it does do though, is it, it does take tend to create a strain on the couple, it can create an imbalance. A lot of my clients have been the ones following their spouse um, either to, to their home country or they travelled together before the spouse’s job, and so they have had to put their own career on the, on the back burner a little bit, they have had to leave their own friends and family behind to follow this romantic relationship um, and, and what happens that a lot of couples have a hard time finding a new balance, that that works for them in that new context.

So there’s a lot of thinking that needs to go into the decision to move abroad even before um, you know you’re anywhere near divorce but once you get to the stage of divorce, it is particularly difficult, when you’re in that situation. First of all you’re far away from your friends, your family, your support network um, sometimes you’re getting divorced in a country where you don’t even speak the language, or you don’t speak it very well. You don’t know how the how the legal system works there, none of your friends and family can tell you, you know share advice because they divorced in another country um, and then there’s a lot of kind of legal elements to it that become complicated that don’t arise in a local divorce, and so that’s where having somebody who’s specialised and who can really guide you through, um, all those different implications for the divorce, that your typical lawyer or typical divorce coach wouldn’t be informed about um, that value is, is, is tremendous because that avoids making really costly mistakes later on.

What is an international divorce?

Yeah, yeah can I, I just realise that what, what do we actually mean by an international divorce? I, I just thought to myself that some people might see think about it that um, okay so you’re having your wedding and you go and you have it in Barbados, and then you’re going through divorce, do you get divorced, is that an international divorce where you have to go to Barbados to get the divorced you have it here? Or is it where you have a divorce while you’re living in, you move, you know immigrate to Barbados and you’re living there and then you go through divorce while you’re there?

So that there are very complex rules around which country is eligible to deal with a divorce and I, I would let a, a lawyer answer that question because it will depend on the country and there’s a lot of different conventions that regulate that, but that is one of the biggest decisions that people have to make very early on, with regards to their divorce is, which country do we get divorced in, and if they have ties to different countries, um, if one of them’s from France and the other one’s from the UK um, it might be that both countries would recognise their right to, to rule on this divorce.

That being said, every country has very different rules, very different laws, different ways of approaching divorce, you know, in the UK we’ve, since 2022 we have No Fault Divorce so you don’t need to prove any wrongdoing as for a divorce, in some countries you do. So you’re not going to approach it the same way, so that decision of choosing the right place for you to divorce has a lot of implications it’s not you know some countries take a lot longer to get divorced and some are a lot more expensive just because legal fees are more expensive um, there’s all kinds of rules that come into play with regards to how long you might have been married, or how long you’ve been separated, to be able to divorce. So you need to spend time understanding all of those differences, so that you can make an informed decision, and that’s usually one of the ones that most of my, my clients struggle with very early on, it’s an important decision yeah, okay.

What advice would you give to a parent who wants to relocate as a result of getting a divorce?

So let’s take an example, of a couple living in the UK, and they’re both from, you know um, which country sh, shall we pick they’re both from Kenya. O kay, they come here, and they’re, they’re living here married um, have children, and then they start going through a divorce, yeah, and one partner wants to take, you know, the mum says for instance, well we are having a divorce, I don’t need to be here anymore, I’m moving back to Kenya with my children. Um, do you have any advice as to how to manage that because that can be so difficult for the children for the, um, dad, and for the mum you know, how any…

It’s one of the big challenges that comes up in international divorce especially, in the example I was stating of people following being the one who followed their spouse. They were there for that person, it often doesn’t make much sense for them to stay in that country if they’re no longer married. Plus, you know when you’re get divorced it’s tempting to go back to somewhere that’s familiar and where you have your friends and family, so relocation comes up a lot and when you’re bring the kids with you, it becomes very complex. Um, there’s a lot of rules that you know that prevent you taking your without permission of the other parents, you’re not allowed to kidnap the child even if you don’t see it as kidnapping, as you think it it’s just taking travelling abroad with your child, so you need to be really careful about how you do that and understand the local laws, with regards to that.

But in general it’s a very difficult thing to uh, to force the other person to do through the legal system which means that it is typically something that you want to negotiate. You want to sit down with your spouse and say listen this is why I think it’s in the best interest of the children for us to go back to Kenya in your example, this is how we would work, this is what I suggest, and really try as much as possible to bring them along on that journey and to get them to understand the value, of the children and to agree to all of the, the nitty gritty of how it’ll work.

So I have a template that I, I make available for free on my website, to help people plan long-distance co-parenting, because there’s a lot of things to think about. Who’s going to pay for the children’s flights back and forth, from what age can they go on their own, who takes care as of Visas, if there’s need for visas in one country or the other, who keeps the passports, um, how is contact maintained outside of those times of visitation, what does that mean in terms of devices you provide to the child, so the other parent can contact them. There, there’s just so many dimensions that you need to anticipate, and the more you can document those up front, the less conflict you get later on, because both parents are on the same page and have agreed as to how it’s going to work. So that’s something I spend a lot of time working with my clients because it’s very common that they, they want to go back to their home country. Yeah, yeah.

Have you experienced any cases where relocation is not possible post-divorce?

And do you know of any cases where, that had, you know, maybe the dad, or the mum, has wanted to relocate well I’ll come back to that one, but um, and the, the judges have said I’m sorry you can’t relocate, I know this is more like a legal issue but you know from, from the work that you do, have you met any families where the relocation has not been possible post-divorce?

There’s case where, there’s places where it goes, it goes to court, and you know it’s a bit of a Russian Roulette when you go to court, you never really know what the judge is going to decide. In general, it ends up with a very binary decision, you know, one parent has the, the children and the other doesn’t. The beauty of negotiating the agreement, is that you can round the edges a little bit, you know it’s always going to be binary you’re not going to send the child to school, you know, halfway between Kenya and the UK, but um, you can still make, make it happen in a way that allows parent who’s being left without the children, to feel like they’re still very involved in part of the children’s day-to-day life, and that’s where you need to really speak to each other, to find the best possible arrangements for you and for your children. Yeah.

Yeah, and I think that’s where the children really come into you know very child-centred, very child focussed, what’s the best thing for the children, especially, probably if one parent had, both parents have been very active in their lives and then they lose, the presence of one parent you know pretty much, you know as it was, then you know the distance grow not just geographical distance, but also, relational distance. The you know, the wellbeing and the best interest of the children are always the paramount priority for any court, so if it did go to court, that’s what they would look like and each parent would have to show, how it’s better for the children to be in X or Y country. Yeah, so you know whether it’s just having the conversation directly with your, your ex or if it’s through the courts, you need to be able to articulate why this is better for the children, and how it would work in practice. Show that you’re not trying to alienate the other parent, um, that there really is no ill intent there, it’s purely because it feels like the right thing to do for the children at this stage. Yeah, yeah, okay.

In your experience, what was it like when your ex-spouse decided to move countries? How did the dynamic change?

If I can use your example, your life’s example, for your life’s experience as an example, where you were, I’m assuming you were in the UK, and then your ex was the one who was going to, to leave. Um, and you had already come to some kind of agreement, and you know, and all of that so what, what changed what um, you see what I’m asking? Yes well a lot changed and partly because, the way we handled the first the actual divorce, versus the second uh, iteration was very different. So when we originally got divorced um, we got divorced very amicably, we prepared a lawyer which you were able to do and got divorced in France, you could do that at the time in France, and you know we spent a thousand pounds, three months of our life and that was it, it was sorted and he lived 10 doors down the street, saw the children very regularly, we weren’t best friends, but we got on, and we were able to co, to co- parent at least together um, and then you know several years down the line, things had changed, he had met somebody new, I actually had met somebody new too, but the influence of this new person in his life, led to him moving abroad. And that transition was not handled nearly as smoothly as the first one, um, partly because I wasn’t aware that he was moving abroad, it happened suddenly um, and so there was a long period of uncertainty I didn’t know where he was, before finally receiving a lawyer, a letter from a lawyer telling me that he’d moved abroad.

So the way it was handled and the fact that, we didn’t speak to each other directly at any point during that process, and it lasted about a year, the negotiation, and the court process, we did didn’t speak to each other because, he was intent on only communicating via lawyers, so it cost both of us a fortune it took a long… Yeah, I was just thinking how much that would have cost. Oh it goes so quickly, we were just talking about it the other day, we were reminiscing now we get on nicely but at the time, it was incredibly difficult for our relationship, I felt very betrayed by the fact that I had been blind, blindsided by his departure, um, I can’t speak for what he felt but, there was a lot of tension, and what the difference was, between our ability to co-parent originally, and after that happened, was night and day.

The collaboration, the communication, even the quality of the time of the, the transitions when, when the children were going from me to him, or him to me, um, you know originally we used to meet for coffee and just have coffee out together and then the children will go off with one of us. Um, for a long time after high conflict divorce, um, I couldn’t even look him in the eyes, the transition, were you know the handovers happened at the front door to about 8 seconds, and ended up with the door being shut in someone’s face, and you know that has a huge impact on the children. It’s horrible for the parents, but the children get to see their parents not even being able to speak to each other, and so the cost of that, is massive, and that’s where having those, those conversations early on about what would happen if one of us moved abroad, would have really helped prevent a lot of those issues.

How do you manage the child arrangements in an international divorce?

Yeah. Yeah. So how did you manage that child arrangement? Because as you was saying before the, the, the divorce before the, um, interview started, we’re just saying it’s already hard enough getting to an amicable or, an agreed child arrangement when you’re in the same city, or the same town, or the same village, um, compared to live alone being in the same country, how do you manage child arrangement?

The advantage we had, is that there was no um, there was no conflict about where the children were going to be living because he had um, left with so we weren’t fighting around, you know, the main residence of the children. Uh, but there was a lot of back and forth around the logistics for holidays um, and which countries they could travel to, who would come and pick them up and whether in this case he had to come pick him up in London, or whether I could bring him to wherever he was, um, notice periods, if things need to change, and how that would happen, and I think there’s a lot of things that in hindsight, I would have handled lot better uh, that now I think, now I have to live with these agreements and actually some bits of it don’t work for me, but we’ve put so much time and effort and pain, into reaching them that, we’re just kind of living with what, what we’ve got, but I’d like to share those lessons with people who are in those earlier stages of divorce, to make sure that they think through, what that feels like, what that looks like in practice when they agree to certain things.

So, so one example is, you know oftentimes somebody will want to take the children back to their home country, and they’ll tell the other spouse, or the ex-spouse, in exchange you can have the children for all school holidays. Which seems like as much as they can give right, it’s all the available time, but for the person who is taking the children with them, that means they will never again spend a school holiday with their children. That’s quite a big implication, it depends how old they are, but if they’re young, that could be 10 years, 15 years of never taking a holiday with your children. You have to think through these kind of proposals, and really make sure that it’s something you can live with in the long term, and that’s not going to cause problems down the line. Yeah, yeah because otherwise the one who’s not having holidays with their children they become, the strict parent, and the other one is a fun parent, which happens a lot.

How would you solve the issue of who is having the children and when?

Um, so that’s one thing so how would you solve that that issue for example, who’s having the children when, while one parent is in the UK for instance, and the other one is in Kenya? The issue is really individual for each family because it depends on their children, depends on how old they are, and how they react to change, how attached they are to each parent, how long they’ve been living in the country where they’re being taken from, so there’s a lot of different factors but, in, in general the best thing to do is to try and maintain as much regular contact as possible.

So people get very hung up about the holidays, and that makes sense because that’s when you get to actually see your child, but what creates a relationship, is that ongoing contact, and how do you make sure that the parent who’s far away, is still part of the children’s daily life, that they’re involved in health care decisions, education decisions, parent teacher meetings, all of those things how do you plan for that in a way that they can be put brought in on Zoom, or in some other way, and that they’re involved but really so they can stay close to their, their children, and then the other element is culture. I mean in your example both parents were from Kenya, but if you’ve got, you know, for example the father who’s British, and the mother is Kenyan, and she take children back to Kenya, it may be that the father’s worried and the children’s English is going to get less good, or that, they’re going to lose touch with their British culture, and so how do you build that into the children’s routine so that both parents remain, you know, part of their day-to-day life, and the influence of both parents remains part of their day-to-day life.

Yeah, and these days is so, there’s so many ways of keeping in touch like you’re saying, a parenting meeting you can call in for you know, on Zoom or on Teams or, you know, yeah, you can yes exactly, you just need to have your phone really with you, to plan ahead, to make sure that you’re thinking of time differences and, you know, letting the other person know as well about the times of the appointments. And I’m assuming that when you’re making those, you know, the structured co-parenting plan, um, that you keep in mind the ages of the children because now they’re two and four, but when they get to 14, they can fly on their own, you know, so what will that look like or, you know um.

That’s a big element Soila, because I think in general whether it’s an expat divorce or not, um, a lot of people tend to design their parenting plans based on today, and what the children need and, and do and, and they’re at today, and they forget to think about the future, and when they’re going to grow up, and things like at what age can they travel on their own, you know, if your children are two and four today, you probably don’t have that in mind at this stage you know it seems so far away, but really thinking about the long term and how that will work. What also happens if one of the two parents meet somebody new, how will that person be introduced, how will they be eased into the children’s lives. If you can anticipate all of that, at a time where you’re not in the heart of the storm, when you’re not living those events that can trigger a lot of emotions, you can anticipate, and look at them more cool-headedly, and make decisions that are actually in the best interest of the children, rather than based on emotions in in the moment of crisis. Yeah.

Oh there’s so much that is going on through my mind as you’re speaking, even when, when you started speaking about, what if they met somebody new, and I’m thinking okay, the parent who doesn’t live with their children, like um, the parent who’s left in the UK, who only sees the children, you know holiday time for instance, and the children are so excited to come and see their parent here, and then the parent has met somebody else, at what point do you introduce this person to them, the kids want to come and hang out with their parent and then oh, there’s this other person in the house, and where’s, I want my time with my mum or my dad and you know, so it can just cause so many other, um, so many things to think about.

So I’m assuming one of the things you’re saying is that make the plan as structured as possible but not set in stone. Well you know what I, I think there there’s two sides to that. Not set in stone in stone because life, and things change, and children grow, and circumstances change, so you can never sign a co-parenting agreement, you know, when your when your children are two and four and say that’s going to stand until they’re 18, the reality is will not let you do that, um, that being said, I think that it’s important to have a baseline, when having a discussion and documenting decisions you make as a couple, around how things will work, allows everybody to be on the same page.

It takes away a lot of the disagreements later on, because usually it’s the fine print that leads to conflict uh, so things around, if you need um, to have to get papers from the other parent to renew the children’s passports for example, how long ahead of time do you need to ask them, and what’s the timeline by which they need to provide those? That can cause, I’ve seen so many people have so much conflict around that because they’ve booked an appointment at the embassy they’re ready to go for the passports and the other parent hasn’t sent the documents, and they’re arguing, and this is a very small example, but it leads to so much back and forth and so much tension between the parents, and it’s just not necessary. If they just agreed, will, you know, any request will be made for weeks ahead and you have two weeks to provide them that’s it, everyone knows where they stand.

It doesn’t mean you can’t be flexible, if your ex is on holiday at that time and says I can’t send them right away it’ll be an extra week, it’s fine, but you have an agreed baseline, and I think that’s where the beauty of a documented arrangement is, is really live yeah, okay.

Thank you so much, but before we, how can people reach you Chloe,? Where can they find? So they can reach me by through my website, I have a link there to book a free discovery call, I always offer a free touch point, to get to know each other, to make sure that I’m the right person to help them, to make sure for them, to make sure that they’re comfortable speaking to me, and that I’m the right person for them, and just making sure it’s a good match. So they can book a free discovery call we have that informal chat, and they can decide at that stage whether they want to continue or not.

I do encourage people to check out my website because there are as you said earlier, a lot of free resources, I write blog articles, I have a podcast, I have a newsletter, do videos there’s a lot of information there, and I’m a very strong believer that information is key. It is really the power that allows you to handle your divorce properly. And you do have the free download? Yes everything is, is there for free it’s really a wealth of information, the idea is that people can gather that information and then we can work together to make sure that we’re tailoring the journey to their specific family. Yeah, okay. Thank you so much Chloe and um, thank you for having me, contact details at the you know at the bottom and people can contact you through that, and um, yeah, thank you and you know please keep sending your articles through, they’re amazing, well thank you so much, thank you, take care.

[Music]

Read more articles by Chloe O.

About Chloe O.

“My name is Chloe O., I am an Alternative Dispute Resolution (ADR) professional and a Certified Divorce Coach. I specialise in working with women to help them reduce conflict during and after divorce by improving their negotiation and communication skills with their spouse. The objective is to work towards an amicable divorce outcome in order to minimise the emotional and financial cost of divorce. I work with all types of clients but I have extensive experience in supporting expatriates and international families who are dealing with the unique situation of living abroad during and after their divorce, with limited local family support, language barriers and relocation considerations.”

For more information about my work and services (including my Podcastsnewslettermyth-buster videos…), you can visit my website and/or follow me on InstagramFacebook or LinkedIn.

When Your Ex Has a Bigger Holiday Budget: A Guide to Keeping Christmas Special
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When Your Ex Has a Bigger Holiday Budget: A Guide to Keeping Christmas Special

chloe-o-contributor
Chloe O.
Alternative Dispute Resolution professional and Certified Divorce Coach
The Divorce and Separation Coach

The holiday season can be challenging for divorced co-parents, especially when one parent has a more generous budget for gifts. When your ex can spend more lavishly on presents, it can leave you feeling sad or frustrated about holiday arrangements, especially if you’re feeling financially constrained. Acknowledge these feelings without judgment and find ways to care for yourself during the holidays.

In this article, I share a variety of approaches and coping strategies to ensure your Christmas is filled with meaning, no matter what your financial circumstances are. Here are strategies for handling differing budgets with grace, fostering a positive holiday experience, coparenting effectively with your ex and strengthening your bond with your children.

1. Shift the Focus to Meaningful Moments Over Material Gifts

When your budget is tighter, think about ways to create lasting memories that don’t centre around material items. Moments like decorating the tree together, going ice-skating, or making holiday crafts are valuable ways to build a joyful holiday atmosphere. Emphasise activities that create a sense of connection, so the focus moves away from presents to experiences.

Studies show that people, especially children, remember moments and feelings more vividly than they do material items. This means that building memories fosters a warm, lasting impression.

It’s natural for children to get excited about gifts, and sometimes they might even compare what they receive from each parent. While you don’t need to address financial matters directly, you can teach the values of gratitude and caring in a gentle way.

If gifts are a central part of your holiday tradition, consider offering experience-based gifts rather than things. For example, you might plan a special outing, like a trip to a local museum, a picnic in the snow, or baking holiday classics. These activities can become cherished memories that feel just as fulfilling as a physical gift.

This approach teaches kids to appreciate a range of experiences and helps them understand that different families and homes can have varying holiday celebrations. Gratitude goes a long way in building a more positive, balanced attitude in children toward the holidays and life in general.

2. Have a Constructive Conversation with Your Ex (If Possible)

If you and your ex maintain open communication, consider addressing the gift-giving topic to create a more balanced approach. It might feel uncomfortable, but setting a unified intention can help avoid the potential of gift-giving becoming a competition. You can suggest various solutions: buying joint gifts for the children or agreeing a similar budget can be a good idea. Some parents do a mix of both, where they will split the cost of a larger gift “from Father Christmas” and agree on a similar budget for smaller gifts from each parent. You can be as creative as you wish with these arrangements, the key is to collaborate effectively to find a solution that allows the children to have a wonderful experience, no matter how much you spend.

Frame the conversation with a positive focus, using language that reflects your intentions for the children’s benefit rather than any frustration or jealousy. When you both prioritise the kids’ happiness, you’re more likely to find common ground on holiday arrangements.

3. Create New Holiday Traditions

One way of making Christmas special for your children is to start a unique post-divorce family tradition that they can look forward to every year. Maybe it’s a specific holiday movie marathon, preparing a festive meal, or spending Christmas Eve together reading holiday stories. Traditions like these not only help establish your home as a place of stability and warmth but also show children that the holiday’s joy comes from family, love, and consistency.

One idea I often share, is to design a fun and budget-friendly holiday calendar. Plan daily or weekly festive activities that don’t require a large budget. For example:

  • Holiday Movie Nights: Watching classic holiday movies as a family with homemade popcorn.
  • Long Forest Walk Followed by Hot Chocolate: Take your children on a nice long walk in the cold before returning home for a large cup of hot chocolate and their favourite treats.
  • Christmas Baking Day: Pick one day to bake holiday cookies together and enjoy the results.
  • Holiday Lights Adventure: Go to the closest high street to see all the festive decorations and displays.

Simple activities like these add excitement and anticipation, creating a festive atmosphere in a way that feels more special than any expensive gift.

4. Stay Positive and Avoid Comparisons

Comparing yourself to your ex, or even to other families, can fuel insecurity. Instead, focus on what you can offer and remember that emotional security and stability are gifts that children will carry with them for life.

Children pick up on emotional cues and can sense when parents feel down or inadequate. Maintaining a positive attitude helps them see that holiday joy isn’t tied to what they receive. Modelling this positive approach encourages resilience and gratitude in children.

While it might feel difficult to watch your ex give extravagant gifts, remember that supporting your children’s relationship with both parents is beneficial. You can show genuine excitement for what they receive from their other parent, while still showing pride in the experiences and gifts you provide.

This doesn’t mean you have to agree with every choice your ex makes, but it does mean showing respect for your children’s enthusiasm and experiences. This attitude will foster a sense of security and help your kids feel loved by both parents without any guilt or confusion.

Final Thoughts

While it’s natural to feel pressure or frustration when your ex has a larger holiday budget, remember that the joy your children experience during Christmas doesn’t hinge on expensive gifts but on the warmth, joy, and love you bring into your home. By emphasising meaningful moments, maintaining a positive mindset, and focusing on what you can provide, you’re giving your children the best gift of all—cherished memories and a stable, loving holiday experience.

Read more articles by Chloe O.

About Chloe O.

“My name is Chloe O., I am an Alternative Dispute Resolution (ADR) professional and a Certified Divorce Coach. I specialise in working with women to help them reduce conflict during and after divorce by improving their negotiation and communication skills with their spouse. The objective is to work towards an amicable divorce outcome in order to minimise the emotional and financial cost of divorce. I work with all types of clients but I have extensive experience in supporting expatriates and international families who are dealing with the unique situation of living abroad during and after their divorce, with limited local family support, language barriers and relocation considerations.”

For more information about my work and services (including my Podcastsnewslettermyth-buster videos…), you can visit my website and/or follow me on InstagramFacebook or LinkedIn.

Why Wealthy People Are Less Likely to Divorce
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Why Wealthy People Are Less Likely to Divorce

chloe-o-contributor
Chloe O.
Alternative Dispute Resolution professional and Certified Divorce Coach
The Divorce and Separation Coach

Divorce rates have long been a subject of social debate, with various factors contributing to the rise or fall in the dissolution of marriages. One recurring observation is that wealthier couples tend to stay married longer and are less likely to divorce compared to those with lower incomes. While this pattern cannot be explained by financial security alone, the correlation between wealth and lower divorce rates is undeniable. In this article, I explore the key reasons why rich people are less likely to divorce, focussing on financial stability, lifestyle choices, and the psychological dynamics unique to affluent relationships.

1. Financial Stability Reduces Marital Strain

Financial stress is one of the most commonly cited reasons for divorce. A study by the Institute for Family Studies found that couples earning less than £35,000 annually are 30% more likely to divorce than couples making over £50,000 per year . Lower-income households often struggle with debt, job insecurity, and day-to-day financial stress, all of which can strain a marriage. In contrast, wealthier couples typically have more disposable income and can afford luxuries, such as financial planning services, which help avoid financial disputes.

Moreover, the ability to enjoy a comfortable lifestyle without constantly worrying about money allows wealthy couples to focus on other aspects of their relationship. When you have a nanny to take care of the children when they are sick, a housekeeper to empty the dishwasher and do the dishes, a cleaner to pick up everyone’s mess and do the laundry, a large number of typical marital disputes are suddenly made obsolete. By removing one of the biggest sources of conflict, wealth offers a buffer against the financial stress that contributes to marital breakdown.

2. Access to Support Systems and Counselling

Wealthier individuals also have better access to marriage counselling and therapy services. Studies show that only 10% of couples in the lower income bracket use professional therapy services to resolve conflicts, compared to 30% of affluent couples . The cost of therapy can be prohibitive for low-income families, whereas wealthier couples can afford to invest in relationship counselling before issues escalate.

In addition, wealthier individuals may be more motivated to maintain a façade of a successful family life due to social pressures, particularly in high-status communities where divorce might be frowned upon. This societal expectation often pushes affluent couples to seek help and work through their problems rather than opting for divorce.

3. The High Cost of Divorce

For wealthy couples, the financial repercussions of divorce are significant. High-net-worth divorces can involve splitting businesses, properties, investments, and inheritances. The costs of legal battles, expert valuations, and asset division can be astronomical, with some wealthy individuals losing millions during a divorce.

In the UK, divorce for the wealthy often requires involvement in complex court proceedings. The cost of legal fees for a contested divorce can exceed £50,000 , and this doesn’t include the financial settlements that may follow. As a result, many wealthy couples see staying married as a way to protect their assets, choosing to endure or live separately rather than face the potentially catastrophic financial consequences of a split. Because of the additional wealth, they can afford to live parallel lives in two different homes while still being married.

4. Investment in Children and Legacy

Wealthier families place a high value on family legacy and the preservation of generational wealth. In these households, the emphasis is often on maintaining the family unit to ensure the smooth transfer of wealth and estate. Divorce can disrupt this process, complicating inheritance and estate planning for future generations.

Additionally, affluent couples tend to invest heavily in their children’s education and upbringing, often enrolling them in private schools and elite extracurricular activities. According to a report by the Social Market Foundation, children from wealthier families are 75% more likely to attend private schools than their peers from lower-income backgrounds . The desire to avoid disrupting their children’s lives—whether it’s their education or social circle—acts as a strong motivator for wealthy couples to remain married, even if their relationship is strained.

5. Shared Business Interests and Power Dynamics

Wealthy couples often have intertwined financial interests, such as co-ownership of businesses or properties. Divorce can be detrimental to their financial success if their assets are split or if a business is sold as part of the divorce settlement. A study conducted by the financial consultancy Wealth-X reported that 40% of high-net-worth individuals (those with £1 million or more in assets) have financial holdings that would be severely affected by divorce .

Moreover, wealthy individuals often have prenuptial agreements in place, which clearly outline the division of assets should a divorce occur. These agreements make divorce a less attractive option for the less-wealthy spouse, as they may receive far less than they would without such a contract. In cases where significant assets are protected by prenuptial agreements, it often makes more sense for the couple to stay married than to risk losing financial stability.

6. Different Priorities and Expectations

Couples from wealthier backgrounds may marry later in life, once their careers and financial foundations are secure. Delaying marriage often leads to greater relationship stability; individuals who marry after the age of 25 are 50% less likely to divorce compared to those who marry younger.

Additionally, for wealthier couples, marriage may be more of a practical arrangement than a purely emotional one, serving as a partnership that aligns long-term financial, social, and familial goals. When a marriage is framed around shared ambitions and business interests, there is often less emotional volatility that can lead to divorce.

Conclusion

While financial stability alone cannot guarantee a successful marriage, it undoubtedly reduces many of the stressors that contribute to divorce. Wealthier couples are often shielded from the financial pressures that strain lower-income marriages, and they have greater access to resources, such as counselling and legal advice, that help preserve the relationship. The high cost of divorce, both in financial and social terms, further encourages affluent individuals to work through marital issues rather than separating.

Statistics consistently show that wealthier couples experience lower divorce rates. According to the Office for National Statistics (ONS), the UK divorce rate for couples in the highest income quintile is approximately 9%, compared to 26% for those in the lowest income quintile . The combination of economic security, lifestyle choices, and psychological factors all contribute to why wealthier couples are less likely to divorce, creating a clear correlation between wealth and marital longevity.

Read more articles by Chloe O.

About Chloe O.

“My name is Chloe O., I am an Alternative Dispute Resolution (ADR) professional and a Certified Divorce Coach. I specialise in working with women to help them reduce conflict during and after divorce by improving their negotiation and communication skills with their spouse. The objective is to work towards an amicable divorce outcome in order to minimise the emotional and financial cost of divorce. I work with all types of clients but I have extensive experience in supporting expatriates and international families who are dealing with the unique situation of living abroad during and after their divorce, with limited local family support, language barriers and relocation considerations.”

For more information about my work and services (including my Podcastsnewslettermyth-buster videos…), you can visit my website and/or follow me on InstagramFacebook or LinkedIn.

Photo by Kristina Tripkovic on Unsplash
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Navigating Grief During and After Divorce

chloe-o-contributor
Chloe O.
Alternative Dispute Resolution professional and Certified Divorce Coach
The Divorce and Separation Coach

Divorce is a profound life event that often leaves individuals grappling with a myriad of complex emotions, akin to those experienced during bereavement. To illustrate, let’s delve into the story of John, a fictional character who recently finalised his divorce.

John, a 40-year-old marketing executive, had been married for 15 years before his marriage unravelled. The divorce was not something he anticipated, and the emotional toll it took on him was immense. In the initial stages, John struggled with denial, refusing to accept that his marriage had come to an end. He found himself questioning what went wrong and replaying past events in his mind, hoping to find a solution.

As the reality of his divorce sunk in, John’s denial turned into anger. He was angry at his ex-wife for initiating the divorce, angry at himself for not doing more to salvage the relationship, and angry at the unfairness of the situation. This anger often manifested in outbursts and moments of frustration, making it difficult for John to communicate effectively with those around him.

Despite his anger, John found himself bargaining with his ex-wife in a desperate attempt to salvage their relationship. He promised to change, to be better, to do whatever it took to make things work. However, as time passed, he realised that bargaining was futile and that the decision to divorce was final.

As John grappled with the reality of his divorce, he experienced periods of deep sadness and depression. He mourned the loss of his marriage, the dreams they had shared, and the future they had planned together. He felt overwhelmed by feelings of loneliness and emptiness, struggling to find meaning in his life without his partner by his side.

Through it all, John found solace in the support of an online support group. The other members listened without judgment, offering a shoulder to cry on and words of encouragement when he needed them most. John also sought the guidance of a divorce coach, who helped him navigate his emotions and ensure they didn’t impact his ability to get a low conflict divorce. The support he received helped him feel less alone in his experience, but also allowed him to visualise his life after divorce and to get excited about the new opportunities he was suddenly faced with.

Gradually, as time passed, John began to accept the reality of his divorce. He realised that while the pain would always be a part of his story, it did not define him. He focused on rebuilding his life, rediscovering his passions, and creating a new sense of purpose for himself.

In many ways, John’s journey through divorce mirrors the grieving process associated with bereavement. Both involve the loss of a significant relationship and the need to adjust to a new reality. Just as mourning a loved one requires time, patience, and self-care, so too does navigating the emotional aftermath of divorce.

If you or someone you know is struggling with grief during and after a divorce, it’s essential to acknowledge and express your emotions. Seek support from friends, family, or support group, and engage in self-care activities to promote healing and resilience. Remember, while the pain may feel overwhelming now, brighter days lie ahead.

Stages of Grief by Chloe O.
Stages of Grief by Chloe O.

Read more articles by Chloe O.

About Chloe O.

“My name is Chloe O., I am an Alternative Dispute Resolution (ADR) professional and a Certified Divorce Coach. I specialise in working with women to help them reduce conflict during and after divorce by improving their negotiation and communication skills with their spouse. The objective is to work towards an amicable divorce outcome in order to minimise the emotional and financial cost of divorce. I work with all types of clients but I have extensive experience in supporting expatriates and international families who are dealing with the unique situation of living abroad during and after their divorce, with limited local family support, language barriers and relocation considerations.”

For more information about my work and services (including my Podcastsnewslettermyth-buster videos…), you can visit my website and/or follow me on InstagramFacebook or LinkedIn.

How to End a Marriage Peacefully
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How to End a Marriage Peacefully

chloe-o-contributor
Chloe O.
Alternative Dispute Resolution professional and Certified Divorce Coach
The Divorce and Separation Coach

Not all marriages end in drama and fanfare. In many cases, couples just grow apart. They stop loving each other or simply evolve in different directions. In these kinds of situations, most couples agree that there is no need for war or acrimony. They have come to the conclusion that their marriage is over, but it doesn’t mean everything they had together was a lie and should be destroyed. The question is then about how to end the marriage peacefully and with dignity, rather than angrily and destructively.

Key to the success of such an approach will be the intent of both parties. The more committed they are to managing things with low conflict, the more likely they are to succeed. Because, contrary to what one might think, divorcing amicably can be difficult. You need to negotiate the terms of your agreements, which requires compromise and flexibility. In many ways, divorcing in court is the easy way out: you are delegating the decision-making to a judge. It involves great cost and means you have no control over the terms of your divorce, but it doesn’t involve agreeing to some of the other spouse’s requests.

Couples are more likely to divorce peacefully when they have learned to trust and communicate with each other during their marriage. If the couple has worked together as a team in raising their children and running a family, they are better able to leverage these skills once again at the time of separation. Trust is a key ingredient here as it allows each spouse to feel confident that the other isn’t trying to stab them in the back, and that the proposals they are making are reasonable. It doesn’t mean they will agree on everything, but it means that they are both willing to listen to the logic behind the other person’s position, and to contemplate things from their point of view, without assuming any ill intentions.

Most importantly though, the key to a successful divorce is to seek professional support. Even for a couple who is starting things off with the best of intentions, there is always a degree of conflict involved in divorce. The process requires disentangling two lives, which means everyone is losing something. There will inevitably be times when the soon-to-be-divorced couple will disagree on how to proceed. Professional support can help them get unstuck and explore other options. They can help them leverage conflict de-escalation techniques to make sure they don’t become entrenched in seemingly irreconcilable positions. As mentioned above, amicable divorce is hard work, and it is sometimes difficult to stay the course. The key here is not just to get help when you need it, it is to reach out to like-minded professionals whose objective is to support you in achieving a low-conflict divorce. Caution is therefore of the essence in selecting the professionals who will see you through your divorce negotiations.

The prize, however, makes it all worth the effort. By having a peaceful divorce, you will be preserving your own and your children’s wellbeing by limiting stress, conflict, and uncertainty. If you are co-parenting, this means you will ultimately find it easier to work together as a team to raise your children going forward and have a much better post-divorce relationship. A peaceful divorce will also help you achieve a much better outcome because it will be one that you agreed to willingly, after careful consideration, not one that was dictated by a third party who doesn’t know you. Unfortunately, the idea that divorce is a war where someone loses and someone wins still dominates mindsets. The reality is that everyone will lose a little and win a little. But when you go to court and turn the process into an open conflict, everybody loses, including your children and your bank account.

Read more articles by Chloe O.

About Chloe O.

“My name is Chloe O., I am an Alternative Dispute Resolution (ADR) professional and a Certified Divorce Coach. I specialise in working with women to help them reduce conflict during and after divorce by improving their negotiation and communication skills with their spouse. The objective is to work towards an amicable divorce outcome in order to minimise the emotional and financial cost of divorce. I work with all types of clients but I have extensive experience in supporting expatriates and international families who are dealing with the unique situation of living abroad during and after their divorce, with limited local family support, language barriers and relocation considerations.”

For more information about my work and services (including my Podcastsnewslettermyth-buster videos…), you can visit my website and/or follow me on InstagramFacebook or LinkedIn.

How to Care for Yourself During Divorce?
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How to Care for Yourself During Divorce?

chloe-o-contributor
Chloe O.
The Divorce and Separation Coach

Research shows that divorce is the second most stressful life experience a person can go through, just after the death of a spouse. Divorce involves a complex and unfamiliar legal process, extensive decision-making and overwhelming uncertainty. But it is also an emotional trauma, an experience that often comes with a sense of loss, bereavement for the life you had envisaged, fear of impacting your children and financial concerns. Managing the divorce process and all its consequences becomes yet another thing on your mind, above and beyond your professional and family responsibilities.

In this context, it is easy for someone going through a divorce to get so wrapped up in the logistics and turmoil of the changes they are experiencing that they forget to take care of themselves. Rightly so, many people prioritise their children’s well-being during divorce. But one must ask: can you be the best parent for your children if you are not standing strong?

Prioritising your own self-care is not an act of selfishness, it is essential to giving you the strength and resilience required to get through your divorce. In this article, I share 3 important questions I have asked my clients over the years to help them maintain a sense of well-being amidst all the changes and upheaval. What would your answers be?

Who do you want by your side?

They say you see people’s true colours in times of crisis. Divorce is no different. You will quickly find out who your true friends are and who you can count on for support, a cry or a good old laugh. Make sure you surround yourself with people who make you feel valued and who make you feel good about life. With all the self-doubt that is likely to creep into your thoughts during this time, you will need to spend time with cheerleaders, not just shoulders to cry on.

Be clear with your friends and support network about what you need from them so they can provide you with the comfort you want. It may be that you would prefer not to talk about your divorce when you are with them because you want to have fun and think of something else for a while. Or you may ask them to make themselves available to spend time with you at certain key times such as your birthday or wedding anniversary. Whatever you feel you need from them, your friends and family will be an essential source of comfort and joy during these troubled times, and they will provide a welcome sense of continuation and stability among all the changes you are experiencing.

What makes you truly happy?

While divorce is often a sad time for everyone involved, it can also be an opportunity. Anyone who has been married will know that it is not uncommon for individuals to

give up certain interests or hobbies during marriage, be it because family life took over or because their spouse didn’t share the same passion. Divorce is a unique opportunity to reengage in the activities that bring you joy. With most divorces ending up with some division of time spent with the children, you now have an ideal setup to use that time for activities that are important solely to you. So bring out that dusty yoga mat, the old canvases and paint brushes or that overpriced bread machine you never used and dive back in! You’re likely to find great relief in a few hours spent not thinking about your divorce, your kids or work. But especially, you will regain a sense of who you are and give yourself the greatest gift of all: doing things you truly enjoy.

What professionals can you speak to?

This might seem obvious, but many people don’t prioritise their mental health during divorce or separation. Ironically, it is a time when they need it more than ever. Therapists and Certified Divorce Coaches offer a safe and confidential space for you to explore the emotional impact of your divorce experience. A therapist can be a valuable source of support if you feel you have past traumas to explore or are experiencing guilt, anger, or depression.

Speaking to someone who is external to the situation can feel more comfortable than sharing your thoughts with a close friend or family member. Similarly, a Certified Divorce Coach ® is specifically trained to be non-judgemental and empathetic. They are there to help you set forward-looking goals that give you a sense of control and confidence. While psychotherapy is typically a backwards-looking exercise, coaching is all about creating building blocks for the future. Your Certified Divorce Coach ® can help you define who you want to be during and after your divorce and put in place clear actions to get you there. This will help you not only survive the divorce itself but also set the foundations for you to thrive at the other end.

These three questions are intended to serve as thinking cues to help you plan for your personal care and well-being during divorce. They should not feel like additional items on your to-do list, on the contrary, they are there to bring you relief from your to-do list! If this feels slightly overwhelming, you can start by experimenting with small easy-to-observe goals such as going for a 30-minute jog once a week or having coffee with a friend every Tuesday. As I alluded to earlier, being aware of the times when you are feeling most vulnerable will help you with scheduling your self-care activities at times when you need the extra boost. So have a think about what days and times are most triggering for you and plan accordingly. Is it right after dropping off the children at your spouse’s house for the weekend? On Sunday evenings? On Friday nights when you used to all sit together and watch a movie with pizza? Whatever the trigger, these times are opportunities to turn a negative experience into a morale-boosting one.

As time passes and you come out of your divorce feeling confident and supported, you will suddenly realise that you have created new traditions for yourself that will continue to help you stand strong for years to come.

Click here to read more by Chloe O.

About Chloe O.

“My name is Chloe O., I am an Alternative Dispute Resolution (ADR) professional and a Certified Divorce Coach. I specialise in working with women to help them reduce conflict during and after divorce by improving their negotiation and communication skills with their spouse. The objective is to work towards an amicable divorce outcome in order to minimize the emotional and financial cost of divorce. I work with all types of clients but I have extensive experience in supporting expatriates and international families who are dealing with the unique situation of living abroad during and after their divorce, with limited local family support, language barriers and relocation considerations.”

For more information about my work and services (including my Podcasts, newsletter, myth-buster videos…), you can visit my website and/or follow me on Instagram, Facebook or LinkedIn.

How To Tell Your Spouse you Want to Divorce?
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How to Tell Your Spouse You Want to Divorce?

chloe-o-contributor
Chloe O.
The Divorce and Separation Coach

Think back to some of the most important conversations you’ve had in your life. How many have there been? For most people, the answer is just a handful. There is no doubt that the conversation you have with your spouse informing them that you want a divorce will make it to the list as well. And like all important matters, it requires some preparation and thought.

The manner in which you choose to begin the divorce process is significant in that it sets the tone for the entire divorce, and for your relationship with your ex afterwards. Some people opt for an aggressive approach, filing for divorce without informing their spouse and creating an element of surprise. Others choose to begin their post-marriage story with a collaborative and amicable approach. Unless they are in an extreme situation, such as domestic abuse, I always recommend to my clients to have an honest and respectful conversation with their spouse at this stage. Because less conflict means a less costly divorce and a better outcome for everyone.

My recommended approach to having “the conversation” revolves around 3 pillars which conveniently spell out “GPS”.

G stands for “Get yourself organised”

It is important to take a bit of time upfront to educate yourself about divorce. The best way to do this is to speak to professionals such as family lawyers or divorce coaches who can answer your questions. Avoid asking divorced friends or family as every case is different and their experience may be misleading. Search engines are also to be avoided due to the risk of obsolete, unverified or inapplicable information. In speaking to various professionals, I encourage you to explore the different divorce options that exist in your country (mediation, litigation, collaborative law…) and understand potential alternatives to divorce, such as separation. This will allow you to build a divorce or separation budget for the divorce costs themselves, but also for sustaining yourself after divorce.

The second consideration when getting yourself organised is safety. I always recommend to my clients to create a new email account with a different password, to which their spouse has no access. This email should be used for all divorce-related matters and must remain confidential. In the same vein, I would encourage you to change any passwords and passcodes on devices your spouse has access to and ensure your phone doesn’t have a tracking option enabled.

Unfortunately, there are many cases where divorce announcements lead to one party trying to hide financial information and documents. This is especially relevant if you are not involved in the financial management of the household expenses and income. Before speaking to your spouse, ensure you have gathered relevant financial information that might be easily hidden later, on such as bank account balances, mortgage providers, recent utility bills, your spouse’s income over the past few years… You may want to speak to a financial advisor for advice on the right information to gather at this stage.

P stands for “Prepare for the conversation”

If you are having this conversation, it probably means that you have a degree of respect for your spouse. It is important to have empathy too. Remember that while you may have been thinking and planning for divorce for months (or years!), they may not be in the same place as you at all. It can help to prepare for various potential reactions from your spouse and to have a defined course of action for each scenario. Role-playing or scripting what you are going to say ahead of time can be useful tools to explore with your divorce coach when preparing for this.

One of the fundamental pieces here is to make the conversation constructive. Remember that this is a forward-looking conversation, not an opportunity to assign blame or revisit past feuds. The objective here is not to have another argument but to leave the past behind you and start thinking about how to create separate futures in a non-destructive way.

At this stage, you may already want to start thinking about your expectations regarding the way you want your separation to unfold. How soon do you want to file for divorce? Will you continue to cohabitate during the divorce or live in separate houses? Do you want to try to resolve things together informally or do you need legal advice? How do you envisage your relationship post-divorce? How do you want to look back on your behaviour during the divorce a few years from now?

This is also a good time to start thinking about your expectations with regards the final divorce outcomes and arrangements. Early budgeting will help you get a good idea of how much maintenance you may require (or be able to provide, if you will be the one paying it) or whether you can afford to stay in the house without your spouse.

S in GPS, which stands for “Setting yourself up for success”

While it goes without saying, people often forget that the time and place to tell your spouse you want a divorce should not be improvised. Thinking through the actual setting for the conversation can help provide a sense of control and avoid mishaps. You will want to consider 3 elements: the form, the time and the place.

  • The form: I always recommend having these conversations face to face as this type of announcement requires some personal contact. Avoid emails or text messages, in particular, as they do not allow you to hear the other person’s tone of voice and can often be misinterpreted.
  • The place: Choose a place that is neutral, safe and allows you to have a potentially emotional conversation without interruption. If you are afraid of your spouse for any reason, consider meeting them in a public place or having someone else present.
  • The time: It may seem obvious, but it is always better to have this conversation at a time when there is no live argument between you and your spouse. This needs to be a calm and rational conversation and it cannot be managed properly when emotions are already riding high. Something else to keep in mind, if you have children, is the importance of choosing a time when they are not in the house nor likely to return unexpectedly. It is very difficult to predict how long the conversation will last and how your spouse will react. You would not want your children overhearing your exchanges or walking in halfway through.

With regards to the conversation itself, make sure you keep it short and decisive. Be clear about your decision and try to avoid justifying it too much. As mentioned earlier, your spouse may be taken by surprise or simply not as prepared as you are to take this step. If you sense that they need extra time to process what you have just discussed, stop the conversation there and keep your initial thoughts about the next steps for a follow-up conversation when they are ready. You will have plenty of time to discuss the logistics of the divorce at a later time. The objective of this conversation is to inform your spouse of your decision and set the stage for a collaborative divorce resolution.

I hope this three-step approach will be useful to you as you embark on your own divorce journey. Remember that the way you behave has a significant influence on the outcome you will reach, as well as on the amount of grief and expense you will incur along the way.

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About Chloe O.

“My name is Chloe O., I am an Alternative Dispute Resolution (ADR) professional and a Certified Divorce Coach. I specialise in working with women to help them reduce conflict during and after divorce by improving their negotiation and communication skills with their spouse. The objective is to work towards an amicable divorce outcome in order to minimize the emotional and financial cost of divorce. I work with all types of clients but I have extensive experience in supporting expatriates and international families who are dealing with the unique situation of living abroad during and after their divorce, with limited local family support, language barriers and relocation considerations.”

For more information about my work and services (including my Podcasts, newsletter, myth-buster videos…), you can visit my website and/or follow me on Instagram, Facebook or LinkedIn.